Current Account

Current accounts are basic accounts for all businesses, which provide access to many ProCredit Bank products and services. It provides You with an easy access to your money 24 hours a day, using your cards in one of the ATM machines or point of sale terminals.

Current accounts are offered in EURO, USD and CHF.

Benefits from current accounts:

• Easy access to your funds available in this account.
• Easy access to allowed loans / loan payment
• Periodic payments – written instructions provided by you, which require from us to conduct payments to other accounts in preset regular time intervals. 
• Payment transfer
• Overdraft (minus withdrawal)
• Possibility to issue checks
• Other payments

Requirements/documents required for opening a current account:

Residents:

• Valid ID
• Permanent company registration form “Business Registration Certificate” and the business information document.

Non-residents:

• Valid passport
• Organization registration documents issued by the respective authority in the country of origin.
• Business registration document issued by the Kosovo Ministry of Economy and Finance (Business Registration Agency). 
• An official letter signed by the executive director (denoted in the business registration documents and the company’s legal representative), which nominates authorized persons in Kosovo to act on behalf of the foreign company/NGO – in original, and may be submitted or sent by post - which is subsequently approved by the operation and payments system manager.
• The names and positions of local representatives, if any, should also be denoted in this letter. 
• All documents have to be submitted in original.