Private clients planning to buy a house or apartment as well as other real-estate can apply for a loan with an effective interest rate starting at 3.7%1.
Private clients planning to buy a house or apartment as well as other real-estate can apply for a loan with an effective interest rate starting at 3.7%1.
This offer is valid until 15 January 2019 and is only available to clients through our webpage.
Benefits include the following:
- FlexFund account for up to 200% of your salary with an effective interest rate of 9.00%
- Investment loan with a yearly effective interest rate starting at 5.55%
- Access to an advanced online banking platform – ProCredit Direct
- Applicable to other green investments
Find examples of your investment below. The amount and maturity period of the loan will be adjusted according to the needs and financial potential of the client.
House/apartment loan:
| Amount of loan | Maturity period | Current variable nominal interest rate based on the current 6-month EURIBOR | Administrative expenses | Effective interest rate based on the current 6-month EURIBOR |
| 70,000 | 120 months | 3.70% | 0.50% | 3.87% |
| 120.000 | 120 months | 3.70% | 0.50% | 3.87% |
| >200.000 | 180 months | 3.60% | 0.30% | 3.70% |
Investment Loan:
| Amount of loan | Maturity period | Current variable nominal interest rate based on the current 6-month EURIBOR | Administrative expenses | Effective interest rate based on the current 6-month EURIBOR |
| 10,000 | 36 months | 5% | 1.00% | 5.82% |
| 20.000 | 48 months | 5% | 1.00% | 5.65% |
| 30.000 | 60 months | 5% | 1.00% | 5.55% |
1. Note: Interest rate depends on the purpose, amount, and maturity period of loan