Environmental and social risk management in lending

We are committed to financing environmentally and socially safe projects and only work with companies that do not endanger the environment, health, or the safety of their staff. Some examples: we do not finance businesses that operate in protected areas, dealing with tobacco and alcohol cultivation and production, mining activities, etc.

Additionally, we assess the environmental and social risk associated with any financing request from businesses. Our medium-term objective in this area is to maintain and further increase the high level of environmental and social competence of our staff to continuously support our clients toward sustainable development.

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The following measures are part of environmental risk management in lending:

  • We do not finance activities having an irreparable negative impact on the environment and society, listing them in the exclusion list of activities. We do not engage in business relationships with such businesses, nor do we finance such loans..  

  • Evaluating and monitoring the environmental and social performance of all business clients based on their activities. 

  • Stimulating improvement of environmental and social performance and disseminating the implementation of good environmental and social practices to clients, rejecting business relationships and/or financing clients engaged in environmentally or socially harmful activities..