Have you ever thought about improving the insulation of your home or installing solar panels to save on your energy bills?
Thanks to the partnership of ProCredit Bank with the GEFF program (Green Economy Financing Facility) of the EBRD, you can achieve this and save up to 20%!
How to do this?
First, apply for a loan for renovations or green investments at ProCredit Bank: https://procreditbank-kos.com/shq/apliko-online/klient-privat/kredi-per-renovimeinvestive/.
To ensure that you can benefit from this grant, it is essential to choose efficient technologies that meet the EBRD performance standards set for GEFF in Kosovo: http://technology-xk.ebrdgeff.com/.
And if all these are in order, you can receive up to 20% return of your loan value! This is an excellent opportunity to improve your living conditions and to save considerable amounts on bills.
See exactly how much you save here: https://calculator-wb.ebrdgeff.com/#/Kosovo/alb/.
Types of Investments / Renovations
Renovation of exterior doors and windows
Weak windows and doors don’t just disturb your sleep. They cause heat loss during winter and allow heat to enter during summer. Replacing them with efficient technologies recommended by the GEFF program such as double-glazed windows is the best decision you can make toward creating a healthy environment in your home. Not only does it improve energy efficiency, but it also prevents the spread of moisture and mold, which are harmful to health.
Insulation of walls, roof, or floor
Old buildings where the walls, floor, or roof are not insulated function like a broken thermos. They release the heat that should stay inside during winter and allow the summer heat to enter. An investment in their insulation not only improves your and your family’s comfort, but also significantly lowers energy costs.
Solar Panels
Investment in solar panels can save you up to 86% of your electricity bills. As a sustainable and clean source of energy that helps you reduce dependence on traditional energy sources, solar panels are the future!
Heat Pump (Thermal Pump)
Heat pumps are an efficient and sustainable solution for heating and cooling your home. They work by transferring heat from the air, ground, or water into the interior environment, using a cooling cycle. These devices can significantly save electricity and lower the heating cost in your home, becoming an excellent alternative to traditional heating systems.
Biomass Boiler (Pellet)
Biomass boilers use natural materials such as wood pellets to produce heat. They are an efficient and clean option for heating the home and household hot water. Pellet boilers are known for their high efficiency and for the fact that they use renewable resources, contributing to the reduction of CO₂ emissions and to environmental protection.
Reduction of carbon dioxide
If you decide to make such an investment, you have taken the right step toward a greener and cleaner future, contributing to energy saving and more efficient use of fossil resources, which directly helps reduce CO₂ emissions.
Make your home efficient, with ProCredit Bank!
Example for guidance:
|
Investment loan (green investments, e.g. windows and solar panels) |
Amount: EUR 10,000 |
|
Maximum Grant |
EUR 2,000 |
|
Loan Repayment Period |
Months: 60 |
|
Nominal Interest Rate |
6.20% |
|
Administrative costs |
1% |
|
Effective Interest Rate |
6.82% |
